Author: Joan Alvarez

Credit without signature

  If you work and have your own income, you are predestined for a loan. At least that’s what many borrowers think. If the borrower is married, the bank usually needs the signature of the partner. So she has two salaries as collateral for loans. For example, you want to buy a fancy car, but […]

Credit-independent loan

First and foremost, a loan without a Credit bureau is used for credit-independent credit. But this assumption is fundamentally wrong. If a credit standing independent credit in the conversation means nothing else than that the interest is assigned independently to the creditworthiness of the borrower. A credit check is still taking place. The requirements for […]

Many debtors wait until it is too late

Debtors often behave fundamentally wrong when faced with financial problems. Instead of courageously tackling resolvable problems and restoring normal conditions, the head is literally stuck in the sand until it is too late. In extreme cases, it only reacts when the power is turned off and the apartment is quit. In the majority of cases, […]

Credit for students

  In general, anyone can take out a loan who has a good credit rating. Of course, the credit bureau information also plays a role, whether the application for the loan is approved or not. So it is quite possible that even students can get a loan from a bank, if they meet certain conditions. […]